About Rich
Rich L. Follett, CLU, ChFC, is president of United Advisors America, a Registered Investment Adviser, and has nearly four decades of experience in the insurance, investment advisory, and financial services industries. He holds the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations from The American College of Financial Services and is licensed in life and health insurance as well as registered as an Investment Adviser Representative.
Throughout his career, Rich has worked with individuals, families, business owners, and retirees to help integrate estate planning, retirement planning, wealth management, risk management, and legacy planning into comprehensive financial strategies. His experience spans both the insurance and investment advisory professions, providing him with a broad perspective on the financial, tax, and practical considerations that often impact estate planning decisions.
In addition to his advisory work, Rich serves as an author, contributor, and content reviewer for Legacy Assurance Plan, where he helps develop and review educational materials designed to make complex estate planning concepts more understandable and actionable for consumers. His contributions to Estate Planning Beyond the Legal Documents reflect his commitment to helping families better coordinate their legal, financial, and legacy planning objectives.
Credentials & Designations
- Chartered Life Underwriter (CLU) — The American College of Financial Services
- Chartered Financial Consultant (ChFC) — The American College of Financial Services
- Investment Adviser Representative (Series 65)
- Licensed Life and Health Insurance Professional
Areas of Expertise
Educational Use & Non-Investment/Legal Advice Disclosure
The contributions provided by Rich Follett to this publication are for educational and informational purposes only. They do not constitute, and should not be construed as, investment, legal, or tax advice, or a recommendation to buy, sell, or hold any security or adopt any specific estate planning or investment strategy. Estate planning involves complex legal and tax considerations; readers should consult with their own qualified legal, tax, or financial professionals regarding their specific circumstances before taking any action.
Important Disclosure Regarding Affiliation and Conflicts of Interest
This publication is published by Legacy Assurance Plan, an entity in which Rich Follett holds an ownership interest. Rich Follett is a co-owner of United Advisors America, an SEC-registered investment adviser, and serves in a supervisory capacity over the other authors and contributors to this book who are co-employees of the publishing entity.