UNIVERSITY PARK, Florida, July 7, 2026 — Legacy Assurance Plan has released “Estate Planning: Beyond the Legal Documents — Integrating Legal, Financial, Business and Tax Planning into One Comprehensive Strategy,” a comprehensive 455-page guide designed to help families avoid one of the most common and costly estate planning mistakes: lack of coordination. The book is now available on Amazon in paperback and Kindle editions.
Many families believe their estate plan is complete once documents are signed. In practice, plans often break down because key elements — retirement accounts, beneficiary designations, trusts, tax strategies and business interests — were never aligned to work together. These gaps frequently surface only after death or incapacity, when they are difficult or impossible to correct.
“Most estate plans don’t fail on paper — they fail in execution,” said David M. McInerney, co-author and chief legal officer of Legacy Assurance Plan. “When accounts, documents and tax strategies aren’t coordinated, the result can be unnecessary taxes, delays or outcomes that don’t match the family’s intent.”
Recent legal changes have made these risks more significant. The book explains how evolving rules are impacting real-world outcomes, including:
- Accelerated distribution requirements for inherited retirement accounts.
- Changes to required minimum distributions under SECURE 2.0.
- Higher federal estate tax exemptions creating new planning opportunities — and potential traps.
- Ongoing state-level estate and inheritance taxes that can still affect many families.
As a result, families with retirement assets, business interests or older estate plans may face unintended consequences if their plans have not been reviewed and coordinated under current law.
The book provides a practical framework for integrating wills, trusts, retirement accounts, tax strategy, business succession planning and beneficiary designations into a single, functioning plan. It also addresses special needs planning, long-term care considerations, digital assets and end-of-life decisions.
Families, advisors and business owners can use the book to identify gaps in existing plans and better understand how to structure an estate plan that works not just on paper, but in practice.
Currently available on Amazon:“Estate Planning: Beyond the Legal Documents”
About the Authors
David M. McInerney, J.D., LL.M., is chief legal officer of Legacy Assurance Plan and an estate planning attorney with more than 30 years of experience. Kelly Gicale, J.D., CFRE, is an attorney and Certified Fund Raising Executive focused on legal planning and philanthropic strategy.